A client asks the nurse to explain the difference between an HMO and a PPO. What should the nurse include when responding to the client?
1. "You'll have good healthcare benefits, so don't worry."
2. "Both the HMO and PPO are covered by your employer, so it's really not your concern."
3. "Your PPO offered you a choice in your healthcare provider as well as services. Now, you will choose a primary care provider who will evaluate your health and will coordinate all of your care."
4. "You really should be happy about the HMO. You'll pay little, if any, out-of-pocket expenses."
Answer: 3. "Your PPO offered you a choice in your healthcare provider as well as services. Now, you will choose a primary care provider who will evaluate your health and will coordinate all of your care."
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